Bank of America Routing Number 011000138
ACH, direct deposit & checks — Bank of America accounts opened in Massachusetts
ABA Routing Number
011000138
Direct Deposits
ACH Payments
Note: For domestic wire transfers to Bank of America, use 026009593 (all states).
Bank Details
- Institution
- Bank of America, N.A.
- Headquarters
- Charlotte, NC
- Used for accounts opened in
- Massachusetts
- SWIFT Code (international wires)
- BOFAUS3N
- Customer Service
- 800-432-1000
- Official Website
- bankofamerica.com
How to Use This Routing Number
The routing number 011000138 identifies Bank of America, N.A. for electronic transactions. Typical uses:
Direct Deposit
Set up payroll deposits with your employer
ACH Bill Pay
Pay bills online via automated clearing house
Link Accounts
Connect external accounts and payment apps
⚠️ Always verify before sending money
Routing numbers depend on where your account was opened and on the transaction type (ACH vs. wire). Before moving money, confirm the number in one of these places:
- Your Bank of America mobile app or online banking (account details)
- The bottom-left corner of your checks
- The official website: Bank of America routing number page
- Customer service: 800-432-1000
Wire Transfer vs ACH
Wire Transfer
Speed: Same day
Cost: Usually $15–$35
Best for: Large amounts, urgent
ACH Transfer
Speed: 1–3 business days
Cost: Free or low cost
Best for: Payroll, bills, routine
Read more in our Wire vs ACH guide.